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As a business owner, you need the same kind of insurance coverages for the car you use in your business as you do for a car used for personal travel – liability, collision and comprehensive, medical payments, and coverage for uninsured motorists.
If a car is owned by the business, make sure that the "principal insured" in the policy is the name of the business rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
While the major coverages are the same, a business auto policy differs from a personal auto policy in some technical aspects. Know more about these options when you get in touch with First Group Insurance Agency. For a fast and FREE quote, call (937) 863-8633.
If you have a personal umbrella liability policy, there's usually exclusion for business-related liability. Make sure you have sufficient auto liability coverage.
In case your business is sued or held legally responsible for property damage or personal injury on your business premises, the general liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection.
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(937) 863-8633
"Greg and Heather, Thanks for all the service you provide to me for my insurance needs. Not only are you a caring company you are like family. Nobody can compare to you or the insurance that you provide."
Bill Hermiller, Fairborn, OH
229 S Market Street
Troy, OH 45373
(937) 863-8633
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